PML Employee Health Programs

During Open Enrollment You Can:

• Enroll yourself or change your eligible dependents for medical and dental coverage.
• Remove dependents from your medical and dental plans.
• Enroll in or change election amounts to the Flexible Spending Accounts.
• Enroll in Health Savings Account (must elect Flexible Blue, CDHP plan)

The choices you make during open enrollment cannot be changed again until next year's open enrollment period, unless you experience qualified family status changes during the year. Additionally, if you do not enroll for coverage at time of hire, you must wait until our next annual open enrollment period. Unless you experience a qualified family status change you may not change your plan untill next open enrollment.

Medical Plan Highlights (In-Network)

Item	Flexible Blue CDHP	PPO 2	PPO 4
Annual Deductible	$2,000 Single $4,000 Family	$100 Single $200 Family	$500 Single $1,000 Family
Office Visit Copay	100% After Deductible & Coinsurance	$15 Copay	$15 Copay
Out of Pocket Max	$4,000 Single $8,000 Family	$600 Single $1,200 Family	$2,000 Single $4,000 Family
Coinsurance Coverage	80%	90%	80%
Emergency Room Copay	Subject to deductible and coinsurance	$50 Copay	$50 Copay

* If you enroll in the Flexible Blue CDHP plan, you will also be eligible to participate in a Health Savings Account. You can contribute up to $2,000 for a single and $4,000 for a family. If you are not enrolled in a HDHP for the entire calendar year, this contribution will be prorated for the number of full months you are enrolled. This account can be used to fund the high deductible. Any unused balances roll over.

The Following Employee Health Benefits Are Available To Full Time Employees

High Deductible Health Plans

Health Savings Account

PPO Options

Emergency Care

Prescription Benefits

Medical Expense / Hospital Indemnity Plan

Dental Benefits

Vision Benefits

Life & Short Term Disability

401K

Women's Health & Cancer Rights

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