Life And Short Term Disability Programs

This benefit is paid for by PML for all full-time employees meeting eligibility requirements,

The Short-Term Disability portion of this policy pays 60% of an employee’s average gross wages, up to a maximum of $300 per week, and a maximum of 26 weeks per incident. For non-work related accidents, benefits begin the first day of injury. For all other non-work related disabilities, such as; sickness, hospitalization and pregnancy, benefits begin the first day following seven days of missed work related to the disability.

The Accidental Death & Dismemberment portion of this policy provides for a payment of $10,000 upon the Accidental Death or Dismemberment of the insured.

Benefits are reduced by 35% upon the attainment of age 65 of the insured, and disability coverage shall be further reduced upon the insured’s attainment of age 70. The AD&D portion of the policy shall terminate upon the insured’s attainment of age 70. The policy, in whole, shall terminate upon the insured’s attainment of age 75.

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