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The Community Blue PPO is a comprehensive medical package with relatively low out-of-pocket expenses.
With a PPO plan, you have complete freedom to see any doctor of your choice. If you choose doctors and hospitals within the BCBSM PPO network, your out-of-pocket costs are lower than if you use other providers. BCBSM has the largest network of providers in Michigan with over 13,000 primary and specialty care physicians and more than 150 hospitals.
NOTE: If you are traveling or reside outside of Michigan, you can also access BCBSM PPO providers in other states. PPO providers submit claims to their local BCBSM plan for payment.
To locate PPO network providers:
These are some of the highlights of the plan when you use a participating provider in the PPO network:
Community Blue PPO Plan 2
The PPO plan provides coverage at 90% for most in-network services after a $100 single/$200 family deductible. Out-of-network services are covered at 70% after a $250 single/$500 family deductible.
Community Blue PPO Plan 4
The PPO plan provides coverage at 80% for most in-network services after a $500 single/$1,000 family deductible. Out-of-network services are covered at 60% after a $1,000 single/$2,000 family deductible.
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