What is a PEO?

Services Get a Quote Partners Home


Choose a PEO for your HR needs.

A PEO, or Professional Employer Organization, is a company specializing in human resource management. A PEO will contractually assume responsibility for all human resource-related functions for your business and its employees including interviewing and hiring assistance, payroll management, employee benefit design and administration, and administration of federal and state workplace regulations. When you hire a PEO, your business and the PEO become co-employers with the PEO effectively becoming your off-site personnel department. This beneficial relationship is also know as "Employee Leasing" which can result in significant cost savings for your company by reducing various human resource related responsibilities.

It is estimated that PEOs currently employ 2-3 million Americans. PEOs exist in every state of the country with approximately 2,000 different PEO companies. The industry is growing 20-30 percent each year.

How does a PEO / Employee Leasing work?

A PEO is an organization that hires your employees. The PEO generates paychecks for your employees and administers the filing of all related payroll tax deposits and monthly, quarterly and annual returns. The PEO bills your company for payroll, tax liabilities and fees for health, worker’s compensation and unemployment insurance premiums in addition to the PEO’s administration fee. A PEO's large pool of employees from various companies creates the economies of scale which allow for a vast array of benefits and services at a significantly reduced cost.

Interestingly enough, the Internal Revenue Service views the PEO as the employer of record and is liable to pay the federal income and unemployment taxes, whether or not the client company pays the PEO. Most (but not all) states recognize the PEO as the responsible entity for payment of state unemployment taxes. PEOs also provide employees with coverage under all employment laws and regulations including federal, state and local discrimination laws. This includes Title VII of the 1964 Civil Rights Act, Age Discrimination in Employment Act, ADA, FMLA, HIPAA, Equal Pay Act and Cobra.

Advantages & Disadvantages of a PEO.

There are several advantages to entering into a business relationship with a PEO. Some of them are: